Protecting People From Debt Collector Harassment
Although debt collectors and creditors are entitled to pursue legitimate means to collect valid debts, federal and Connecticut state law limits the methods that debt collectors and creditors can use to collect. Consumers who are receiving harassing phone calls, who are subjected to abusive or threatening language, or whose family and employers are being contacted about debts, may have rights under the Fair Debt Collection Practices Act or the Connecticut Creditors’ Collection Practices Act.
Serving victims of Debt Collector Harassment in Hartford, throughout Connecticut and in Western Massachusetts
Consumer Law Group, LLC has been assisting Connecticut consumers in enforcing their rights against debt collectors and creditors since 1997. We also accept cases in Western Massachusetts.
Stopping Harassing Phone Calls from Debt Collectors and Creditors
Debt collector and creditor harassment can be an upsetting experience, and it can have a devastating effect on your personal life. You may be experiencing shame or embarrassment, or even high levels of stress. Pressure from debt collectors can create stress on your relationships or at your job.
- Threatening or implying that non-payment of a debt can result in arrest or imprisonment.
- Calling at work after you have notified the collector that you are not permitted to accept collection calls at work.
- Discussing the fact that you owe a debt with a third party without your permission.
- Mischaracterizing the amount or nature of the debt.
- Making any misleading or fraudulent statement.
- Continuing to contact you about a debt after you have given them the name, address and telephone number of your attorney who represents you in connection with the debt.
- Suggesting that you can not get rid of a debt (other than a student loan) by filing bankruptcy.
- Threatening to take your house, garnish your wages, sue you, or take any other action that is not intended.
- Contacting you on your cell phone without permission, or continuing to contact you on your cell phone after you have told the debt collector that the number is your cell phone number and requested that they refrain from contacting you on your cell phone.