Many consumers applying for credit have heard this phrase at least once. Most often, it seems to be heard in the finance offices of car dealerships. Over the years, we’ve met many married clients who have visited auto dealerships with the intent to apply for credit...
Month: May 2013
Recent Cases- Rent to Own Collection Practices
On May 14, 2013 we filed two lawsuits concerning the collection and repossession activities of two Rent-to-Own companies. The first of the two lawsuits alleges that, after a consumer had fallen behind on her monthly payments, the employees of a Rent-to-Own company...
Certified Pre-Owned Cars: Besnoff v. Gene Langan Volkswagen of Connecticut, Inc. and VW Credit, Inc.
We filed a civil action concerning a Certified Pre-Owned Volkswagen against Gene Langan Volkswagen of Connecticut, Inc. ("GLVW") and VW Credit, Inc. ("VWC"). The Complaint, filed in the United States District Court for the District of Connecticut, asserts that Gene...
Auto dealer fraudster sentenced to prison for 60 months
Used car dealers and salesman are some of the most hated individuals in the U.S. This is mostly due to a pervasive idea that they are fraudsters, and this is why every state has laws against auto dealer fraud. Though, what some may not realize is that federal law also...
Avoiding online car buying scams
Readers of our blog are no stranger to car buying scams. Indeed, many of our blogs are devoted to auto dealer fraud, like last week’s blog. In that blog post, we described how some online “internet prices” were actually after an undisclosed down payment. And, after...
Be careful when shopping for a car online
When a Connecticut resident needs a new car chances are they will search the internet first before heading into the dealership. This can be a good way of checking prices, models, features, etc., but a recent article in PC Magazine highlights the deceptive nature of...
Don’t get burned by these three common types of auto fraud
Studies show that around 1 in 10 property/casualty insurance claims are fraudulent. In fact, insurance fraud is close behind tax evasion amongst some of the most pervasive white-collar crimes. This means that the likelihood of experiencing the outcome of such fraud is...
Understanding title types to make an informed purchase
When a person purchases a used vehicle, it can sometimes be difficult to know the vehicle’s full history. The vehicle may have been in accident, may have flood damage or may have been owned by several different people. Buyers may not be aware that there are several...
What if I buy a car that’s been in an undisclosed accident?
Buying a used car always is a little bit of a gamble. You may choose to buy a car from an auto dealer because you feel better about that than buying one from a private party. However, auto dealers sometimes are sneaky and may try to sell you a car without disclosing...
Don’t be afraid to fight against auto fraud
If you believe that you have become a victim of auto fraud, it's likely that you have had some unpleasant interactions with your dealer. You'll likely be left with a bitter taste in your mouth and feeling that you have been short-changed in some way, but you may be a...
Review of Connecticut’s repossession laws
Most people in Connecticut realize that those who provide automobile loans have the right to repossess the vehicle if the borrower does not make timely payments. However, what they might not realize is that borrowers have rights during the repossession process, and...
Vehicle disclosure requirements and what if they are unmet
Buying a vehicle is exciting and a big step for many people. For that reason, car buyers and consumers should be familiar with vehicle history disclosure requirements and auto dealer fraud and how they can protect themselves. Vehicle disclosure requirements Vehicle...
What can you learn from a VIN search?
Every vehicle is a unique machine that comes with a unique identifier – a vehicle identification number. Known as a “VIN” number, this identifier is an alphanumeric code that provides important information about the vehicle's history. There are ways for...