As widely reported in the media, Target Department stores was recently a victim of a massive security breach. Credit and debit card information belonging to consumers who made purchases between Black Friday and mid-December has been obtained by hackers and may be...
Month: December 2013
Attorney Dan Blinn will be a guest on December 28 “Law Talk”
On Saturday, December 28 attorney Dan Blinn will be a guest on WTIC 1080 AM's "Law Talk." Dan will be discussing consumer credit and the implications of the Target security breach. Tune in for tips on improving your credit score and protecting your identity. The...
Know Before You Go: Preparing to Buy a Car
Purchasing a car can be a difficult river to navigate for many consumers. Here are two things every consumer should do before they visit a car dealership. 1) Check your credit score Many consumers don’t learn their credit scores before they start to negotiate...
Announcement: Credit Report Webinar Rescheduled
The Understanding Credit Reports Webinar that was scheduled for Monday, December 9, 2013 at 6:00 PM EST has been rescheduled to Monday, January 13, 2014 at 6:00 PM EST. Please accept our apologies for any inconvenience. To register for the January 13, 2014 webinar,...
Odometer “rollbacks” are often part of a bigger picture
The types of fraud that an auto dealership could commit are limited only by the fraudster's imagination. Many times, a multifaceted approach is used that incorporates a variety of methods. Odometer rollbacks are a common fraud in the used car market. Manipulating the...
Are you just unlucky with your car, or were you tricked?
When you buy a car, you know that it’s going to break down at some point. It’s going to need repairs. All vehicles do. This is just a given, and many people specifically budget for these future needs. However, you also expect it to last for a certain amount of time...
Vehicle history checks should consider recent flooding
Connecticut and states across the entire U.S. were negatively impacted by the recent massive storms and tornados. Damaged property was a major problem and a significant portion of that was inflicted on vehicles because of widespread flooding. Water damage can severely...
What to do if you’re a victim of auto dealer fraud
Purchasing a car is a major deal for most Connecticut residents. Cars cost thousands of dollars and it can be nerve wracking to go to a dealership, pick out a car, negotiate a price, and obtain financing. Car dealerships are full of notoriously shady characters and a...
Can a dealership just paint over major rust damage?
Winter weather, road salt and age can all contribute to the amount of rust that develops on a vehicle. Rust is unattractive, but it is far from just a cosmetic issue. Substantial amounts of rust on a vehicle can impact its structural integrity in the event of a crash....
What’s a straw purchase dealer scam?
Imagine this: You go to a dealership to buy a vehicle. You find one you like that is around $2,000 above your limit. You can’t finance it, so you decide that you should walk away and wait to get something else. Then, the dealer stops you. What if someone they know...
Auto dealer fraudster sentenced to prison for 60 months
Used car dealers and salesman are some of the most hated individuals in the U.S. This is mostly due to a pervasive idea that they are fraudsters, and this is why every state has laws against auto dealer fraud. Though, what some may not realize is that federal law also...
Avoiding online car buying scams
Readers of our blog are no stranger to car buying scams. Indeed, many of our blogs are devoted to auto dealer fraud, like last week’s blog. In that blog post, we described how some online “internet prices” were actually after an undisclosed down payment. And, after...
Be careful when shopping for a car online
When a Connecticut resident needs a new car chances are they will search the internet first before heading into the dealership. This can be a good way of checking prices, models, features, etc., but a recent article in PC Magazine highlights the deceptive nature of...
Don’t get burned by these three common types of auto fraud
Studies show that around 1 in 10 property/casualty insurance claims are fraudulent. In fact, insurance fraud is close behind tax evasion amongst some of the most pervasive white-collar crimes. This means that the likelihood of experiencing the outcome of such fraud is...