As widely reported in the media, Target Department stores was recently a victim of a massive security breach. Credit and debit card information belonging to consumers who made purchases between Black Friday and mid-December has been obtained by hackers and may be...
Month: December 2013
Attorney Dan Blinn will be a guest on December 28 “Law Talk”
On Saturday, December 28 attorney Dan Blinn will be a guest on WTIC 1080 AM's "Law Talk." Dan will be discussing consumer credit and the implications of the Target security breach. Tune in for tips on improving your credit score and protecting your identity. The...
Know Before You Go: Preparing to Buy a Car
Purchasing a car can be a difficult river to navigate for many consumers. Here are two things every consumer should do before they visit a car dealership. 1) Check your credit score Many consumers don’t learn their credit scores before they start to negotiate...
Announcement: Credit Report Webinar Rescheduled
The Understanding Credit Reports Webinar that was scheduled for Monday, December 9, 2013 at 6:00 PM EST has been rescheduled to Monday, January 13, 2014 at 6:00 PM EST. Please accept our apologies for any inconvenience. To register for the January 13, 2014 webinar,...
What are lemon laws?
Lemon laws provide many important protections for car shoppers, car purchasers and consumers. For that reason, anyone considering a car purchase or who has recently purchased a car should be familiar with lemon laws. What is a considered a lemon? What qualifies as a...
What makes a problematic vehicle a “lemon” under the law?
When we purchase a new car from a dealer, we have the right to expect the vehicle to conform and perform to the expectations advertised by the manufacturer, as well as the dealership. However, many cars do roll off the assembly line with problems that were not caught...
What if I buy a car that’s been in an undisclosed accident?
Buying a used car always is a little bit of a gamble. You may choose to buy a car from an auto dealer because you feel better about that than buying one from a private party. However, auto dealers sometimes are sneaky and may try to sell you a car without disclosing...
Setting a Budget BEFORE Car Shopping
We continue our blog series on things to do before car shopping at a dealership. One important step to take before visiting a dealership is setting a budget. I bought my first car in 1982. Although I had graduated high school and had two years of college, I was...
Setting a Budget When Car Shopping
I bought my first car in 1982. Although I had graduated high school and had two years of college, I was financially naïve. I had never learned how to set a budget or how to manage credit. I was, in that sense, very much like many consumers today. Fortunately, the...
Check Your Credit Report Before You Start Car Shopping
The next article in our blog series on things that people thinking of buying a car should do before they visit a dealership addresses the importance of checking credit reports. According to a 2019 study,over 85% of new car purchases and over 55% of used car purchases...
The Way We Buy Cars
Not many people are car shopping during the COVID-19 shutdown. However, once businesses re-open and people get back to work, car dealers will be aggressively marketing to the public. In order to help our clients and friends avoid becoming a victim of the Games...
Toxic Car Dealerships
A recent lawsuit filed by employees of a New Jersey auto dealer shows the toxic atmosphere that exists in some car dealerships. While there are many car dealers that respect their employees and customers, we have heard many stories from employees and consumers about...
Avoiding Repossessions During COVID-19 Shutdown
Are you concerned about avoiding a repossession due to lack of work or reduced income because of the COVID-19 pandemic? Consumer Law Group Managing Attorney Dan Blinn offers advice on dealing with auto lenders in this new video.
Why Does the State Tolerate Auto Dealer Fraud?
The most frequently asked question that we hear from consumers who have been victimized by Auto Dealer Fraud is "How Do They Get Away With It?". We regularly see examples of auto dealers committing fraud, forgery, odometer violations, and the sale of dangerous cars....