Advocating For Justice In Consumer Disputes
Advocating For Justice In Consumer Disputes
This is the second of nine articles in our Blog Series Is Leasing Really Fleecing? In our previous article on How Leases Work, we stated that "interest" was one of the factors in determining the amount of the monthly lease payment. The time value of money is a...
Connecticut's Lemon Law gives important protections to consumers who bought a new car or truck. If the manufacturer is unable to repair a defect after a "reasonable" number of repair attempts, then it must either replace the vehicle or buy it back. So, a common...
This is the first of nine articles in our Blog Series Is Leasing Really Fleecing? One of the main problems with leases is that most consumers do not really understand how leases work. Many lawyers do not really understand lease documents; I have had more than a couple...
Perhaps the most frequent question asked of us by our friends and clients shopping for a new car is whether they should finance or lease their next vehicle. Car dealerships and manufacturers promote leases heavily in their advertisements, and some dealerships push...
One particularly nasty scam favored by many car dealerships is the "Scratch and Win" promotion. In this scam, the dealer mails cards resembling instant lottery tickets to consumers. The consumer scratches the ticket and, not having fully understood the confusing and...
We wrote a couple days ago about interest rate discrimination by car dealers. Auto finance companies permit dealerships to "mark-up" the rates, and that often results in women and minorities paying higher interest rates.The Consumer Financial Protection Bureau and the...
Most car dealers do not want consumers to know that they regularly mark-up the interest rate on auto loans. Many banks and finance companies will approve a credit application at a "buy rate" but permit the dealership to charge a higher "contract rate." The bank will...
Boating season is very short in New England, and recreational boaters want to spend as much time on the water as possible during the summer months. So, it can be very frustrating when a boat is being subjected to multiple repairs. Fortunately, consumers do have some...
When the clock ran out on the Connecticut General Assembly's 2015 legislative session on June 3, many high-priority bills had not received final votes. A special session was called to consider revising the state budget and to address other issues. The legislature...